As an industry professional, you understand the features and benefits of annuities, and are working to ensure these powerful products remain easily accessible to consumers regardless of their net worth. With so many regulatory and legislative issues on the table pertaining to annuities, it’s never been more crucial that you become active in the annuity education process. You have the ability to help our elected officials make decisions about these products that are in the best interest of your clients and all consumers.
If you’re an industry association or vendor, please consider becoming a member of the Coalition for Annuity Awareness. If you’re an independent marketing organization (IMO) or insurance carrier, please consider becoming an official NAAM sponsor. Finally, if you’re interested in co-sponsoring a gubernatorial proclamation declaring National Annuity Awareness Month in your state, please contact Janet Terpening at [email protected].
Resources Provided by Sponsors and Coalition Members
9 Answers Every Investor Needs to Know about Annuities
NAFA webinar presented by Paul McGillivray, M&O Marketing, and Jeff Barnes, EquiTrust
The Evolution of Indices in FIAs
NAFA webinar presented by Molly Decker, Goldman Sachs
A Recap from the Hill
NAFA webinar presented by Chip Anderson, NAFA, and Cliff Andrews, CapCityAdvocates
Addressing the Top Misconceptions of Annuities
As an agent or advisor, you may encounter several myths and misunderstandings when having a conversation with your clients about retirement planning and annuities. This guide can help you dispel some of the most common misconceptions in the marketplace and reveal the realities and advantages of these powerful products.
Comparing Fixed Indexed Annuities with Other Retirement Savings Options
Helping clients choose the right accumulation vehicle for retirement can be difficult. There are many choices available – and, with differing needs and goals, choosing just the right option can prove to be challenging. Use this white paper to better understand the powerful advantages a fixed annuity can provide as part of a comprehensive retirement plan.
Fast Facts on Fixed Annuities
Fixed annuities offer a unique and valuable blend of safety, growth potential, tax advantages and lifetime income – a good fit for many consumers. These top ten fast facts show the power and capabilities of fixed annuities and why they can be a valuable addition to your clients’ retirement plan.
Customizable Resources for Use with Consumers
Should I Buy an Income Annuity?
When purchasing an income annuity, clients may experience a trade-off between the amount of income they receive versus the amount of estate they leave. This interactive analysis demonstrates this trade-off and discusses the potential benefits of allocating a portion of one’s retirement savings into an income annuity. Note: You will leave the AnnuRetirement site to access this tool directly from the provider.
What Is My Return with an Income Annuity?
The Internal Rate of Return (IRR) is a measurement typically used to evaluate the investment performance of a number of products like a bond or CD. The IRR from an income annuity depends on how long the client will live, which is unknown. This interactive analysis provides a way to view the return of an income annuity by graphing the IRR your clients will receive against their future longevity. Note: You will leave the AnnuRetirement site to access this tool directly from the provider.
5 Fixed Indexed Annuity Myths Busted!
According to the LIMRA Secure Retirement Institute, the more knowledge consumers have about annuities, the more they like them. To determine if a fixed indexed annuity is right for you, it’s important to have full knowledge of how they work and how they may fit into your overall retirement plan. Understanding some common misconceptions about these unique financial products is a step in that direction.
Customizable Resources for Use with Consumers
Defusing Your Top 4 Retirement Risks
Whether your long-term objective is to build a source of guaranteed lifetime income, save for a specific retirement goal, or leave a legacy for loves ones, fixed indexed annuities are designed to meet a variety of retirement needs. Learn how FIAs can be used to help combat common retirement risks.
6 Quick Tips to Save for Your Retirement
Regardless of whether you’re 25 or 55, saving for retirement is a wise financial strategy. Everyone will face retirement at some point, either by choice or necessity. Whether you are on track for retirement savings or need to catch up, these six essential tips could help put more money in your piggy bank.
A Foundation for a Solid Retirement
Today’s retirees are living longer, healthier, and more active lives than any generation before. Many people underestimate how long they will live, putting strain on personal savings and increasing the likelihood of outliving their assets. It’s important to have a strategy in place to help maintain your standard of living so you can fully enjoy your golden years.
Preparing for Your Journey toward Retirement
Tomorrow doesn’t come with a guarantee. The sooner you start planning, the more confident you will feel. Follow these steps for addressing critical retirement concerns from accumulation to income while considering the valuable role of fixed indexed annuities in your strategy. By planning ahead, you can achieve the future you want.